Holiday Check

Will your holiday season be paid for by the time the January bills are due?

Holiday Check shows you. Plan the season, fund it from each paycheck, log what you buy, and see where each card lands in January.

$19.99, one time

Sales tax or VAT may apply at checkout, depending on where you live.

Get Holiday Check (external site)

Who it is for

  • You plan the holidays for your household.
  • You get paid weekly, every two weeks, twice a month or monthly.
  • You put some holiday shopping on a card.

What it does

Season plan
Set a season total, a cap for each person, and caps for postage, food, wrap and cards, tips, travel, decorations and a cushion for forgotten items.
Paycheck funding
Enter how often you are paid and what you set aside from each paycheck. Holiday Check counts the paydays up to the holiday date and shows the gap or the surplus.
Purchases
Log a purchase with its amount and line. Before you buy, check a price against its line and the season plan.
Gift pipeline
Move each gift along: idea, bought, arrived, wrapped, ready.
Shipping cutoffs
Mark the gifts you ship. Holiday Check shows the USPS recommended send by dates. From three days before a gift's ship by date, it shows in a Ship soon list until you mark it sent.
Partner split
Split the purchases logged on one device between two partners and see who owes whom.
Surprise mode
One tap hides gift names and gift ideas behind "Surprise gift", and each person's amounts behind "Hidden".
January result per card
For each card, see whether the holiday charges are paid by the due date, or what carries past it, with an estimate of the interest and the months to clear.

Screens from the app

Holiday Check funding plan: paid every two weeks, $100 set aside from each paycheck, two cards, and the result Gap of $250.00 across four paydays.
Paycheck funding
Check before you buy: an $80 price on the line for Maya shows Fits the line, with what remains in the line and in the season plan before and after.
Check a price before you buy
Ship soon alert: ship Ocean puzzle for Maya by Dec 17, 2026, 2 days left.
Shipping cutoff reminder
Gift pipeline in surprise mode: the gift name shows as Surprise gift, the amounts for Maya show as Hidden, stage Bought, marked for shipping with the USPS ship by date.
Gift pipeline in surprise mode
Partner split at 50 percent each: Partner B owes Partner A $186.74 for the purchases on this device.
Partner split
January result for the Blue card: $565.99 in holiday charges, Carries past due date, an estimated $265.99 carried, an estimated $5.54 interest in the first month, and an estimated 3 months to clear at $100.00 a month.
January result for one card

Real Holiday Check screens, with sample figures.

Your plan and your devices

  • Each device keeps its own plan. Nothing syncs between devices.
  • After your first visit, Holiday Check opens on that device without a connection.
  • Your plan stays in your browser. Holiday Check sends it nowhere.
  • Holiday Check never asks for bank balances, bank logins, regular monthly bills or account numbers.

Questions

Is Holiday Check financial advice?

No. Holiday Check is education only, not financial advice. It shows you the numbers. You decide what to do with them.

Does my plan sync between my devices?

No. Each device keeps its own plan. To move a plan, export a file on one device and import it on the other.

Does Holiday Check work without a connection?

Yes, after your first visit on that device.

Can I use Holiday Check on more than one device?

Yes, for your own household. Each device keeps its own plan, and nothing syncs between devices.

What does Holiday Check cost?

$19.99, one time.

Getting started with Holiday Check