Disclaimer
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Meansway tools provide financial organization and consequence modeling, not individualized financial advice.
Spend Check provides informational and calculation support. It does not provide personalized financial, tax, investment, or legal advice.
Holiday Check provides seasonal planning and calculation support. It does not provide personalized financial, tax, investment, or legal advice.
How a result comes about
Spend Check works only with the figures you enter. It has no bank connection, and it does not know about any money, bill or payment you leave out.
It keeps aside your minimum cash floor, your protected buffers, and the protected bills due from Today up to your next income date. It then shows what a spend leaves after them.
Each result is one of four: Fits entered plan, Touches protected money, Fix inputs or Review incomplete plan. A result describes the plan you entered. It is not a forecast, and it never tells you whether to buy something.
The decision stays with you.
For advice about your own situation, speak with a qualified professional.